Singula Decisions
A new product line
Recovery
HUB · v.2026.05
Decisioning layer · subscription operators
Singula Recovery

Failed payments, finally recovered.

Failed payments aren't a workflow problem — they're a decisioning problem. Singula Recovery sits above any billing platform and decides which customers to chase hard, which to chase softly, which to write off, and exactly when to retry — per customer, per failure. We're paid on what we recover.

The Recovery Toolset
08 tools · 03 live · 05 planned
  1. 01

    Recovery Web Page

    The public face of Singula Recovery. Names decisioning as the empty fourth lane above the billing platforms every operator already uses, walks through the three operator pains it addresses, and routes interested platforms into a 30-minute discovery call. The new Recovery section of singula.com.

    Marketing · acquisition
    Open
  2. 02

    Recovery Console

    The wedge. Single-screen daily view of failed payments with intelligent retry recommendations, channel and tone selection, and projected recovery against the fixed-schedule baseline. The CFO-facing demo.

    Finance ops · daily workbench
  3. 03

    Pre-Failure Radar

    Predicts which customers' next payment will likely fail and recommends pre-failure intervention — card update prompts, payment method nudges, light-touch retention outreach before the issuer ever sees a decline.

    Risk · pre-emption
  4. 04

    Bad Debt Triage

    Ranks every overdue and at-risk customer by probable recoverability, separates voluntary from involuntary churn, and recommends per-case treatment — chase hard, chase soft, suspend, refer, write off, retain.

    Finance ops · case management
    Open· Pitch·
  5. 05

    Voluntary × Involuntary Splitter

    The first defensible separation of voluntary and involuntary churn — diagnostic, reportable, board-ready. Stops operators conflating two churn drivers that need opposite interventions.

    CFO · diagnostics
    Open· Pitch·
  6. 06

    Treatment Library Designer

    Visual canvas for designing and tuning dunning treatments — retry timing, channel, tone, escalation, deflection — with a simulation layer that projects recovery and churn impact before any treatment goes live.

    Operations · configuration
    Open· Pitch·
  7. 07

    Recovery Treasury

    Whole-platform portfolio view. Total failed-payment volume, recovery-rate trend, recovered revenue, treatment-library effectiveness, voluntary-vs-involuntary split, top movers. The CFO portfolio dashboard.

    CFO · portfolio view
    Open· Pitch·
  8. 08

    Recovery Copilot

    Natural-language interface for finance-ops teams to interrogate the failed-payment estate, segment customers, and orchestrate treatment changes through conversation rather than dashboards.

    Finance ops · conversational
    Open· Pitch·